LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$100,000
|
$200,000
|
$300,000
|
$
|
$
|
|
$36,500*
|
|
Monthly Benefit
|
$2,000
|
$4,000
|
$6,000
|
$
|
$
|
|
|
|
Inflation Benefit
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Nonforfeiture Benefit
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$100,000
|
Monthly Benefit
|
$2,000
|
Inflation Benefit
|
Not Included
|
Nonforfeiture Benefit
|
Not Included
|
Monthly Premium
|
$ 0.00
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$29.25
$30.08
$31.00
$32.00
$33.00
$34.00
$35.17
$36.33
$37.58
$38.83
$40.17
$41.58
$43.00
$44.50
$46.08
$47.42
$49.17
$51.17
$53.33
$55.75
$58.17
$60.92
$63.92
$67.00
$70.42
$73.17
$77.17
$81.67
$86.67
$92.17
$96.83
$103.67
$111.42
$120.08
$129.58
$140.08
$151.42
$163.67
$176.83
$190.92
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$200,000
|
Monthly Benefit
|
$4,000
|
Inflation Benefit
|
Not Included
|
Nonforfeiture Benefit
|
Not Included
|
Monthly Premium
|
$ 0.00
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$43.75
$45.42
$47.58
$49.92
$52.25
$54.75
$57.33
$59.92
$62.67
$65.42
$68.00
$71.00
$74.08
$77.42
$80.83
$83.75
$87.67
$91.92
$96.58
$101.50
$106.42
$112.25
$118.50
$125.25
$132.42
$138.08
$146.92
$156.83
$168.00
$180.25
$191.33
$206.75
$224.00
$243.17
$264.33
$287.33
$312.33
$339.25
$368.33
$399.33
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$300,000
|
Monthly Benefit
|
$6,000
|
Inflation Benefit
|
Not Included
|
Nonforfeiture Benefit
|
Not Included
|
Monthly Premium
|
$ 0.00
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$65.58
$68.08
$70.75
$73.67
$76.67
$79.83
$83.17
$86.67
$90.42
$94.25
$97.92
$102.25
$106.83
$111.67
$116.83
$121.58
$127.50
$133.92
$140.83
$148.25
$155.50
$164.17
$173.67
$183.83
$194.75
$203.50
$216.92
$232.17
$249.08
$267.75
$284.67
$308.00
$334.25
$363.33
$395.42
$430.33
$468.17
$508.92
$552.50
$599.00
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov